GAME OVERVIEW
Turbo Baccarat is a fast-paced version of Baccarat – one of the oldest and most renowned casino games worldwide. It is particularly popular among high-rollers and players from Asia, favoured for its simplicity and exciting playing experience
The objective of the game is to predict which side (Player or Banker) wins by having a hand whose value is closest to 9.
HOW TO PLAY
To play, select a bet amount to bet on Player, Banker, or Tie. You are allowed to place or modify your bets while the betting time is open.
The Dealer then deals 4 initial cards in the following order: 1st and 3rd card to the Player’s side and 2nd and 4th card to the Banker’s side. After BETS CLOSED, the Dealer scans 4 initial cards dealt to the Player and Banker, starting with the Player.
If a 3rd card is needed by either side, the Dealer deals the additional card according to the Third Card Rule explained below.
When all the necessary cards are dealt to each hand, the game round is complete. The side with a hand value closer to 9 wins. If the value of both hands is equal, the game round ends in a Tie.
The winning bet spots will be highlighted, and you will be paid according to the type of bets you placed. Your winnings will be displayed on your screen.
Once the game round is finished, all cards on the table are collected and discarded, and bets are opened for the next game round.
Card Values
The game is played with 8 standard 52-card decks.
Only the numeric value of each card is relevant in the main Baccarat game – the suit of cards (hearts, spades, clubs or diamonds) is irrelevant.
| Cards | A | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | J | Q | K |
| Points | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 0 | 0 | 0 | 0 |
The value on the Player and Banker sides are calculated by adding up the points of the cards.
In Baccarat, the maximum possible points score is 9. Each hand’s value is calculated by dropping ten digits in a hand otherwise worth 10 or more.
For example,
- 5 + 5 = 10 – 10 = 0
- 8 + 7 = 15 – 10 = 5
- J + K = 0
- 1 + 5 + 8 = 14 – 10 = 4
- 8 + Q = 8
- 9 + 9 = 18 – 10 = 8
The Third Card Rule
There are three cases when a game round is over after dealing 4 cards (Small hand) with no additional cards needed:
- When the Player’s or Banker’s first 2 cards are equal to 8 or 9 points in total (Natural hand).
- When the Player has 6 points, and the Banker has 7 points or vice versa.
- When there is a Tie on 6, 7, 8 or 9 points.
If the Player and Banker receives an initial two-card hand worth 0-7, the Third Card Rule is consulted to determine if the third card is to be dealt to either of hands. The Player always goes first.
For the Player’s hand to draw:
| If the Player’s two cards total: | Behaviour |
| 0, 1, 2, 3, 4, 5 | Player’s hand must draw |
| 6, 7 | Player’s hand must stand |
| 8, 9 (Natural) | Both hands stand |
For the Banker’s hand to draw:
| Banker’s initial two cards | Value of third card drawn by Player | ||||||||||
| No Third Card | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |
| 0 | D | D | D | D | D | D | D | D | D | D | D |
| 1 | D | D | D | D | D | D | D | D | D | D | D |
| 2 | D | D | D | D | D | D | D | D | D | D | D |
| 3 | D | D | D | D | D | D | D | D | D | S | D |
| 4 | D | S | S | D | D | D | D | D | D | S | S |
| 5 | D | S | S | S | S | D | D | D | D | S | S |
| 6 | S | S | S | S | S | S | S | D | D | S | S |
| 7 | S | S | S | S | S | S | S | S | S | S | S |
| 8 | S | S | S | S | S | S | S | S | S | S | S |
| 9 | S | S | S | S | S | S | S | S | S | S | S |
D – Draw; S – Stand
If the Player’s first two cards equal 6 or 7 points in total, but the Banker’s first two cards equal 0, 1, 2, 3, 4 or 5 points in total, the Banker must draw an extra card.
Main Bets
The main bets are Player, Banker, and Tie. The hand that has the highest total card value wins. If the value of cards for Player and Banker hands is equal, it is a Tie and you win, if your bet was placed on Tie.
Bets can be placed on the betting grid, displayed on your screen.
A winning bet on Player is paid at 1:1.
A winning bet on Banker is paid at 0.95:1.
A winning on Tie bet is paid at 8:1. In the event of a Tie, bets on Player and Banker will not lose and will be pushed.
Placing bets on the Player and Banker betting spots may be subject to opposite betting blocking.
Side Bets
In addition to the main bets, you can also bet on the optional side bets. Betting on side bets does not require placing the main bet first. You can bet on any or all side bets in the same game round.
- Player Pair
- Banker Pair
- Either Pair
- Perfect Pair
- Player Bonus
- Banker Bonus
Player Pair and Banker Pair
A Player Pair side bet wins if the two initial cards in the Player’s hand constitute a pair while a Banker Pair side bet wins if the two initial cards in the Banker’s hand constitute a pair. Any type of pair is considered for both Player and Banker hands:
- Perfect Pair – two identical cards (e.g., two Kings of Hearts)
- Coloured Pair – two cards of the same value and colour but different suits (e.g., 5 of Hearts and 5 of Diamonds)
- Mixed Pair – two cards of different suits and colours but the same value, (e.g., 7 of Spades and 7 of Diamonds)
A winning bet on any type of Player or Banker Pair is paid at 11:1.
* After 60 game rounds the side bets Player Pair and Banker Pair will be disabled.
Either Pair
An Either Pair side bet wins if the two initial cards of either or both sides – Player or Banker – constitute a pair of cards of the same value or letter.
A winning bet on Either Pair is paid at 5:1.
Perfect Pair
A Perfect Pair side bet wins if the two initial cards of either or both sides – Player or Banker – constitute a perfect pair of cards (same value or letter and same suit).
A winning bet on Perfect Pair is paid at 25:1.
* After 60 game rounds the side bets Perfect Pair and Either Pair will be disabled.
Placing Bets
The Table Name indicates the table you are currently playing at, and the Table Limits show the minimum and maximum bets allowed at the table.
When clicking/tapping this area, the Bet Limits & Payouts window opens, showing the minimum and maximum limits and payout odds for each bet type.
The Game Information Indicator informs you of the game status, the remaining time for placing bets and the status of your bets.
PLEASE PLACE YOUR BETS is shown to tell you when you may start placing your bets. The indicator bar shows the remaining time in green, which decreases from right to left.
When only 5 seconds of the betting time remain, the status changes to LAST BETS.
Once the betting time is over, BETS CLOSED is displayed, and all betting areas become inactive. The game status will then show BETS ACCEPTED, informing that all your placed bets have been accepted and will participate in the game round.
The Chip Display allows you to select the value of the chips you wish to bet with. Only chip values that can be covered with your current Balance are available.
The Rebet button allows you to repeat the same bet(s) you placed in the previous game round at the current table. Once you have clicked Rebet, the Double and Undo buttons are enabled.
Clicking the Double button doubles the number of chips that you have placed on an available bet spot. Every click doubles your bet.
Clicking the Undo button removes the last bet you placed. This button is available only during the betting time. Once bets are closed, you are not able to undo or change your bets. Repeatedly clicking the undo button removes bets one by one, with the most recent bet(s) removed first.
The Balance indicator shows your available funds and currency. Your balance has to be sufficient to cover all your placed bets.
If your balance is not updated (after placing bets, losing or winning), please refresh your game.
The Cashier button opens the Cashier window for deposits and withdrawals. On mobile devices the Cashier button is available inside the game Menu.
The Total Bet indicator shows the current total of all bets placed on the current game round. It is always displayed at the bottom of the game window.
Baccarat Roadmaps
Baccarat trends are recorded on “roads” which are pictorial representations of the results of the shoe in play. These roads help players quickly assess the history of the game, identify trends and attempt to predict future results.
A Baccarat statistical roadmap begins when the first game round of the new shoe is dealt and continues until the cutting card appears. At the completion of the last hand of the shoe, all current data in the roadmap is cleared.
When the new shoe is started, the process starts over.
When a new shoe is started, the process starts from the beginning.
- The Big Road
- Big Eye Boy
- The Small Road
- The Cockroach Road
- The Bead Plate
Big Road
The Big Road is the main road which all other roads are derived from. It is a grid, always six rows deep by many columns wide.
Symbols on the Big Road:
| Icons |  |
 |
 |
 |
 |
 |
| Meaning | Player won | Banker won | Tie won after Banker | 2 consecutive Ties | Player Pair won | Banker Pair won |
When the shoe begins, the first result is shown in the top-left corner of the Big Road. If the second result is for the same side as the first, it goes under the first. Otherwise, a new column is started, and the process continues like this throughout the entire shoe. As a result, the Big Road becomes a series of columns of alternating hollow circles – blue for Player and red for Banker – with a minimum height of one circle and no maximum height.
On the Big Road, a Tie is not displayed in a separate cell, but simply as a green line across the most recent result. In the event of multiple ties, a small number is shown next to the green line, representing the number of ties. If a Tie happens before there has been a result in favour of the Banker or Player, the green Tie line is shown in the very top-left cell on the grid, and when the first Banker or Player result is known, that circle is shown in the same cell under the Tie line.
If there are more than six consecutive Banker or Player wins, and the display runs out of vertical space, the situation is called “the dragon”. One popular Baccarat strategy is to “follow the dragon” and take this trend into account when betting.
The Derived Roads
The “Big Eye Boy”, “Small Road” and “Cockroach Road” are all derived from the Big Road and show the various patterns in it. Derived roads serve as the “predictive roads” and show whether there were any patterns.
The derived roads are built of red and blue symbols: empty circles for the Big Eye Boy, solid circles for the Small Road, and slashes for the Cockroach Road.
The red and blue symbols that make up the derived roads do not correspond to Banker or Player. Red generally means there is a pattern, and blue generally means that the shoe is “choppy”, with no pattern.
The derived roads do not start at the very beginning of the shoe. They start with the hand following the first hand in the second, third and fourth columns of the Big Road:
- For Big Eye Boy: the second result in the second column.
- For the Small Road: the second result in the third column.
- For the Cockroach Road: the second result in the fourth column.
Once a derived road starts, an additional red or blue symbol is added to that road after every hand.
Click/tap on any of the derived roads to zoom in the road content.
Bead Plate
The Bead Plate,is an exact representation of every hand of the shoe. A Tie result is shown in a separate cell in the Bead Plate road and is marked with a green circle.
| Icons |  |
 |
 |
|
|
| Meaning | Player won | Banker won | Tie won | Player Pair won | Banker Pair won |
The first symbol appears in the top-left corner of the grid, and the road is filled vertically down through all six cells of the column. A new column is begun once the previous column has been filled, irrespective of the result of each hand.
By clicking/tapping on the Bead Plate statistics area, you will see the results, represented by letters, corresponding to the winning result (Player, Banker, Tie) or with numbers corresponding to the value of the winning hand.
Roadmap Probing (Ask Player, Ask Banker)
Roadmap Probing helps players in predicting the outcome of the next round. It shows the trends in the Big Road, Big Eye Boy, Small Road, Cockroach Road and Bead Plate if either a Player or a Banker result were added.
Click/tap the Ask Player button to see the roads if the next result is a Player win or press the Ask Banker button to see how they will look if the next result is a Banker win.
The symbols on the buttons represent the most recent symbol in each of the derived roads.
Navigation Controls
The Lobby button can be clicked at any time from any game. It allows you to easily change the table, select any other live game or simply leave the table. You will not be removed from your current table until you have selected the new table you wish to join, so the Lobby can be used to browse other games while remaining at the current table. Once on the lobby page, please click the Return to Game button in order to exit the lobby and return to your open table.
Multi-Table Play
Join multiple game tables simultaneously in the same browser window!
After entering a game table, click the +TABLE button in the game and choose up to four tables you would like to join or go to LOBBY and use the +TABLE button next to your preferred tables to join them.
Note: some tables may not offer multi-table play mode and will not display a +TABLE button.
Once you have joined multiple tables, you can resize the entire browser window but not each game table separately.
To leave a table, simply click/tap the X button. Exiting one table does not affect your participation in others.
Joining the same table from a different device or browser will automatically exit you from the table on the first device. Clicking directly on a table icon instead of the +TABLE button will switch tables without adding a new one.
Clicking the Chat button opens the chat window so you can send messages to the Dealer and other players. Our Dealers communicate with you directly and answer any questions regarding the game.
If you need to speak with our Live Support team, please select the corresponding chat room by clicking the Support button and you will be assisted in a private chat.
Chat messages are monitored by dedicated Studio personnel at all times. Any chat messages may be deleted, and your chat feature may be blocked if you use inappropriate or rude language with the Dealers and/or other players at the table or flood the chat with unnecessary messages.
Clicking the Volume Control button opens a slider which lets you change the sound volume at your table. Clicking the Volume control button mutes the game – it will then turn into a “Muted” icon.
By default, the game is opened with muted audio. Please click the Muted button to unmute the game. The icon then turns into the Volume Control button.
Clicking the History button opens a window showing details of your activity in our Live Casino. By default, it is opened on your history for Today. You can also see your history from previous days by selecting the Older tab.
Simply select a game round from the list to see details of it, including all your bets. The details of your game round history are shown in the History window and split into 2 parts: game round information and bets information.
Clicking the Game Help button opens the Help window you are in right now.
Clicking the Settings button opens a Settings window allowing you to set your desired preferences. In the General tab the following options are available:
- Video stream on/off.
- Manage video quality.
- Manage video sounds
- Manage game sound effects
- Manage voiceover
The Voiceover feature, available on selected tables, provides game announcements through prerecorded voice.
The voiceover language automatically aligns with your selected interface language, with English applied as the default language for all languages where the voiceover feature is not available.
Tables supporting the voiceover feature are marked with a corresponding icon in the lobby.
Under the Game tab the following options are available:
- Enable/disable No Commission mode
- Show/hide betting statistics
- Enable/disable Dark scoreboards mode
- Enable/disable Extra side bets
Enabled side bets can be disabled only if they are not covered by bets.
By clicking the Classic View button, you can change the view of the game to Classic mode where the video is shown inside a small frame. The virtual table is available below the video and the graphical cards are shown for each side.
The game interface may also change automatically to Classic mode if your internet connection is slow or unstable. If this happens, the video is automatically set to Low video resolution.
Clicking the Full Screen button launches Full Screen mode and the game and/or Lobby fills the entire screen. To exit this mode, either click the button again or press the “Esc” key on your keyboard.
Subtitles
Subtitles may not be completely accurate. Please refer to the information from the in-game user interface as the primary source.
Cards Shuffle and Cards Change
Deck shuffling occurs once the postillion (cutting card) is removed from the shoe and the game round has been completed.
When the cutting card appears during play, it is removed, and the hand completed. The Dealer will announce “The last hand of the shoe”. Upon completion of this hand, no more cards should be dealt until the shoe change or shuffle procedure occurs.
Cards must be shuffled (mixed) by a Shuffler on the accessory table or by the Dealer at the gaming table, according to the established procedure.
The cards change procedure takes place at each card game table once every 24 hours. However, it shall also be done in the following cases:
- Table has been opened after a period of inactivity.
- Video stream was unavailable at the table.
- More than three cards fell to the floor during the game round.
- A card with a defective barcode is present in the shoe.
Game Inconveniences
If there is an error in the game, system, game procedure or transaction activity, the game round will be temporarily paused, and the Shift manager immediately notified. You and other players will be informed by an on-screen notification that the issue is being investigated.
If the error can be immediately resolved, the game round will continue as usual. If immediate resolution is not possible, the game round will be cancelled, and initial bets will be refunded to all players who participated in the game round.
If the game ends with what you consider to be a wrong result, or in the event of any other irregularities, please contact Casino Time Customer Support, providing them with details of the game in question including the the Game name and the exact time it occurred.
Disconnection Policy
Pragmatic Play Live Casino services are delivered over the Internet, and occasionally disconnections may occur.
After being disconnected check your winnings in the History window. If you have any questions regarding the game outcomes, please contact Live Support within the game or Casino Customer Time Support, providing them with details of the game in question including the the Game name and the exact time it occurred.
PAYOUTS
Player Bonus and Banker Bonus
Player wins Player Bonus or Banker Bonus side bets on a natural hand of 8 or 9 or by at least four points.
Player wins Player Bonus or Banker Bonus side bets based on the outcomes below:
| OUTCOME | PAYOUT |
| Wins with a non-natural hand by 9 points | 30:1 |
| Wins with a non-natural hand by 8 points | 10:1 |
| Wins with a non-natural hand by 7 points | 6:1 |
| Wins with a non-natural hand by 6 points | 4:1 |
| Wins with a non-natural hand by 5 points | 2:1 |
| Wins with a non-natural hand by 4 points | 1:1 |
| Natural Win | 1:1 |
| Natural Tie | PUSH |
* After 44 game rounds the side bets Player Bonus and Banker Bonus will be disabled.
